Fastest Settlement Process.
It takes an average of 12- 18 months for our customers to become free from debt trap which they cannot pay even in 5 yrs. Our Settlement program is the fastest process to become debt-free.
How It Works!
Consult with our Financial Advisor
Connect with our financial advisor to discuss your loans and EMIs and check your eligibility for loan Settlement, and take the first step towards becoming debt-free.
Register
In order to access our Loan Settlement Services, you must enroll in our Loan Free Financial Services program. This involves Signing a contract that outlines the fees you will incur and the complete negotiation process.
Evaluation
Our Financial Advisor will conduct an evaluation of your income and debt status to determine your eligibility for a loan Free program that is best suited to your unique needs.
Funds
Upon enrollment in our Loan Settlement Services Program, you will begin to save money in your account for a fast–track journey of debt Settlement. These funds will be utilized when negotiating with your lenders, alleviating any concerns or distress you may have experienced.
Negotiation
Once you have accumulated enough funds in your savings account, our team of legal advisors will begin negotiations with your creditors on your behalf. Through these negotiations, our advisors will work to reach a Settlement with the creditors, which will result in a reduced amount due to be paid in comparison to the original amount owed.
Freedom from Debt
Join our Loan Settlement Services program to save money in your account. We will strive to secure the best savings program and settle your loan. Upon Settlement, you will receive a letter and enjoy a debt-free life.
Personal Loan Settlement
In this process, we aim to negotiate the best possible Settlement plan with the creditor(s) and repay the Settlement amount, which is a more feasible amount than the total amount owed
Credit Card Loan Settlement
Credit card debt incurs a higher interest rate and additional fees, making it challenging to repay the debt. These extra interest charges contribute to an escalation of the debt amount, in addition to causing financial strain. Furthermore, it impedes one’s capacity to save and invest the available funds.
Anti-Harassment Service
Harassment by recovery agents is quite common in India, despite several Supreme Court judgments and RBI guidelines prohibiting harassment of borrowers. Our Anti-harassment Service is available to assist in such situations. Please read on to learn more about how we can help.
138 Cheque Bounce Jurisdiction
The jurisdiction, or the location where the complaint can be filed, is a crucial aspect of cheque bounce cases. The rules governing jurisdiction for such cases have evolved over time due to various court rulings.
Credit Score Builder
Improving credit score is not an overnight task. As part of the process, we will provide you with the support of a senior credit counsellor who will guide you through a period of 3-6 months or longer if necessary. Their expertise will help you make informed decisions and implement effective strategies to improve your credit score gradually.
Education Loan Settlement
At Loan Free, our education loan settlement service is designed to support individuals burdened by student debt. We negotiate with lenders to reduce the total loan amount, offering a more manageable and affordable resolution. Our goal is to provide relief from financial stress while protecting you from creditor pressure. With a personalized approach and expert guidance, we help you settle your education loan responsibly and take a confident step toward long-term financial stability.
